by Vidya Kumar | Mar 18, 2020 | Banking, savings, Vidya Kumar
Summary: Recent events related to PMC Bank and Yes Bank have shown that our money is not entirely safe in banks. Unfortunately, the insurance cover for depositors is not enough to cover every individual’s entire deposit. Depositors therefore have to take...
by Vidya Kumar | Aug 16, 2017 | Budget 2015, Financial Literacy, savings, Vidya Kumar
Executive Summary: There have been many layoffs in the IT sector and in startups. If one has lost a job, it is important to be calm and collected during this time and take a few steps to ensure that one does not derail the future. These steps include reviewing budget,...
by Vidya Kumar | Nov 4, 2015 | savings, Vidya Kumar
Download PDF Yes, saving money is a good habit. We all try to save money and put a little bit away for a rainy day. But wrong saving habits or ways to save money can backfire and you will end up wasting more time, health, money or effort or all of it. Here are...
by Vidya Kumar | Sep 15, 2015 | Ayush Bhargava, Budget 2015, financial planning, savings
EXECUTIVE SUMMARY: Saving money is considered to be a difficult task for many young individuals and families. With the continuous increase in the cost of living, it is really hard to save money in the limited salary. However, with some of the tactics like...
by Vidya Kumar | Jul 24, 2015 | personal finance, savings, Smitha Hari
Executive Summary: An irregular income is usually cited as a reason not to plan finances. But Financial Planning becomes all the more importance when your inflows are uncertain. Have adequate emergency corpus to meet unexpected expenses. Invest surplus in a liquid...
by Vidya Kumar | Jul 12, 2015 | Ayush Bhargava, Banking, Mutual fund, savings, Senior Citizens
EXECUTIVE SUMMARY : In India, more than 95% of household savings are invested into fixed income instruments like fixed deposits, recurring deposits, PPF, etc. Out of these investors many don’t know that there are also other schemes offered by Postal...
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