Which is better – Apollo Munich Optima Restore or Max Bupa Heartbeat Family First Health

Written by Vidya Kumar

April 21, 2014

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Apollo Munich Optima Restore and Max Bupa Heartbeat Family First Health Plan are two popular products in the market. We compare the two on various parameters. Based on your need for no claim bonus, extended family coverage and children’s health cover you can decide an appropriate plan for you.

We have earlier reviewed Apollo Munich Optima Restore and Max Bupa Heartbeat Family First Health Plan in detail. Let us compare the two of them so that you can choose the best plan for your specific needs.  

^Please understand the terms and conditions and premium to be paid for your policy when you purchase it. This is indicative.

To summarize, whether you should go for Apollo Munich Optima Restore or Max Bupa Family First Heartbeat depends upon your situation and requirements. If you are using your Company cover as a primary protection then Optima Restore multiplier (bonus) feature may be suitable to you. If you need extended family or old age parents to be covered or if you have a differently abled child and plan to pay him throughout then Max Bupa plan may be a better idea. 

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